OMG, hubby just lost his job!?

Don't freak out. You've tackled the first part by realizing you need at least a PT job. Now your husband sounds like he has a fairly specialized degree. If thats the case he may, temporarily, need to put some of his expectations to the side to pay the bills. Depending on how it goes you may need to axe some payments or downgrade, say your automobiles.Its better to do this now, just in case you get crunched, rather than wait. Things like Top end cable and High speed internet should be the first to go. Any other long term debt you should roll into a line of credit a have one payment.